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Significant Investor Visa

Significant Investor Visa (SIV) Applicants continue to invest in low risk Funds

• Mutual Limited are leading the way for SIV Funds
• Many SIV Applicants have chosen low-risk funds
• SIVs are not looking for high risk investments for their SIV funds

Key features of the fund are:


(compliant for applications pre 30 June 2015)


• Cash fund with no mark-to-market
• 100% term deposits in big 4 banks – ANZ, CBA, NAB, WBC
• Pricing certainty through term deposits with cash holdings for liquidity
• Consistently performing at 0.70% above cash
• Historical returns similar to a 6 month term deposit
• No derivatives
• No leverage
• Extremely low risk of loss – big 4 banks only


• Exposure to debt of Australian banks only
• 60% of exposures in big 4 banks – ANZ, CBA, NAB, WBC
• Debt securities only – no hybrids and no franking
• Consistently performing at 1.50% above cash
• 100% record of positive quarterly returns
• Consistent cash flows above benchmark
• No derivatives
• No leverage
• Credit risk limited to Australian retail banks
– we do not buy investment bank securitie