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Investment
   Process

The investment process is critical to help ensure the Fund achieves its intended objectives. The process sets the framework and structure for how the Investment Team interacts with regard to research, monitoring, identifying new assets and how assets are bought and sold.

The investment process ensures adherence to the portfolio contracts and guidelines, to ensure the risks in the portfolio are managed appropriately.

This process helps create a discipline to ensure decisions are made on a consistent basis. A consistently applied methodology helps each fund to meet its performance objectives.

The investment process of Mutual Limited has been reviewed by two independent Australian research houses – Zenith and Lonsec – and their findings are reflected in the solid ratings assigned: “Recommended” and “Investment Grade” respectively.

One of the key advantages of investing with a professional fund manager, over doing it yourself, is your ability to select a fund manager with a process that is articulated and audited by third parties.  


 

See footer for ratings disclaimers

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There are four key features of our investment process.

While each feature is relevant for all four Mutual Limited Funds, the way they are applied may differ, depending on the specific strategy being implemented at the portfolio level.

1
Economic Research

Macro-economic research sets the scene for the investment process. Economic developments in Australia and overseas (particularly inflation and interest rates) will typically influence the performance and risks of fixed income securities.

2
Formal Committees

The Investment Committee is responsible for setting the broad parameters for the investment team and draws on economic research. The Committee sets a score for key variables including market direction pricing and sentiment.

3
Credit Research

Corporate issuers are assessed by credit analysts who consider a broad set of factors to determine creditworthiness, including underlying business model, asset quality, capital adequacy, liquidity & funding profile, profitability and ESG.

4
Portfolio Construction

Macro-economic research sets the scene for the investment process. Economic developments in Australia and overseas (particularly inflation and interest rates) will typically influence the performance and risks of fixed income securities.

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